Tuesday, 28 July 2015

UNICAL POST UTME FORM 2015/2016 OUT, REQUIREMENT AND HOW TO APPLY

The University of Calabar (UNICAL) wishes to inform candidates who made the institution their First Choice in 2015/2016 UTME that they can now apply for admission screening exercise.
Eligibility: Candidates who’s UTME score is not less than indicated below for the respective programmes are eligible to apply. 

Table is as follows;

DAY ONE: Monday, 10th August, 2015 – Time: 8.00am to 12.00noon
FACULTY  
DEPARTMENT- CUT OFF MARK
TIME

DAY ONE : MONDAY, 10TH AUGUST 2015

8.00 A.M - 12 NOON
FACULTY OF AGRICULTURE
1.    ANIMAL SCIENCE - 180
2.    AGRIC ECONS & - 180
3.    FORESTRY & WILDLIFE   RES. MGT. - 181
4.    FOOD SC. TECH - 180
5.    SOIL SCIENCE - 183
6.    CROP SCIENCE - 180

FACULTY OF ALLIED MEDICAL SCIENCE

1.    NURSING SCIENCE - 212
2.    MEDICAL LAB. SCIENCE - 184
3.    RADIOGRAPHY –210
4.    PUBLIC HEALTH - 191

FACULTY OF BASIC MEDICAL
1.    SCIENCES
2.    BIOCHEMISTRY - 192
3.    ANATOMY - 180
4.    PHYSIOLOGY - 180
5.    NUTRITION & DIETETICS - 180

DAY TWO: TUESDAY, 11TH AUGUST 2015

8.00 A.M - 12 NOON
FACULTY OF EDUCATION
ADULT & CONT. EDU - 181
EDU. FOUND. GUID. & COUNS. - 180
EDU. ADMIN & PLANNING - 183
PHYSICAL & HEALTH EDU - 181
BUSINESS EDU - 185
AGRIC EDU. - 180
SPECIAL EDU - 180
EDU. TECH. - 186
ENGLISH EDU. - 207
EDU FRENCH - 192
EDU BIOLOGY - 181
ELEM. EDU - 190
ENVIRONMENTAL EDU - 184
EDU. PHYSICS - 181
EDU ECONS - 183
EDU SOC STUD. - 180EDU CHEMISTRY - 180
EDU POL. SC. – 186
EDU HISTORY
LIB & INFORMATION SC. - 180
EDU REL STUD. - 188
EDU MATHS - 186
EDU GEOGRAPHY - 181
EDU SOCIAL SC. 180
EDU ARTS - 185
HUMAN KINETICS (PHYSICAL & HEALTH EDUCATION) - 181

DAY THREE: WEDNESDAY, 12TH AUGUST 2015

8.00 A.M - 12 NOON
FACULTY OF MANAGEMENT SCIENCE
ACCOUNTING - 216
BANKING/FINANCE - 180
BUSINESS MGT. - 209
MARKETING - 180

FACULTY OF SOCIAL SCIENCES
ECONOMICS - 216
POL. SCIENCE - 214
PUBLIC ADMIN - 213
SOCIOLOGY - 206
SOCIAL WORK - 180
ENV PROT MGT (EPM) -
GEOGRAPHY AND REGIONAL PLANNING -

DAY FOUR: THURSDAY, 13TH AUGUST 2015

8.00 A.M - 12 NOON
FACULTY OF ARTS
ENGLISH - 221
HISTORY - 205
THEATRE & MEDIA STUD. - 210
REL. & CULT. STUDIES - 183
MODERN LANG. (FRENCH) - 181
CHRISTIAN REL. STUD. - 183
LINGUISTICS - 203
PHILOSOPHY - 181

FACULTY OF LAW
LAW - 239

DAY FIVE: FRIDAY, 14TH AUGUST 2015

8.00 A.M - 12 NOON
FACULTY OF MEDICINE & DENTISTRY         
MEDICINE & SURGERY - 233
DENTISTRY - 180

FACULTY OF SCIENCE  
BOTANY - 181
PURE & APPLIED CHEMISTRY - 180
COMPUTER SCIENCE - 197
MATHEMATICS/STATISTICS - 180
STATISTICS - 180
PHYSICS - 180
ELECTRONIC & COMPUTER TECHNOLOGY - 180
APPLIED GEOPHYSICS - 180
GENETICS AND BIOTECHNOLOGY - 180
GEOLOGY - 190
ZOOLOGY AND ENV. BIOLOGY - 180
MICROBIOLOGY - 183
FISHERIES & AQUACULTURE - 183


APPLICATION PROCEDURE
Obtain Post-UTME e-scratch card or paper or paper card based on the options below. You will be required to pay N6, 500.00 which covers the screening fee, practice question papers, CBT/portal and bank charges.
First Method:
Walk into any branch of Enterprise Bank Ltd. nationwide.
1. Pay for University of Calabar Post-UTME PIN and the bank will post the payment to activate your pin.
2. Login with the generated PIN for the post-UTME on
http://Unical.postutme.org with the generated PIN for the Post-UTME
Second Method:
The Paper Scratch Card Option
Post-UTME Scratch cards are available for those who reside in
Calabar or have difficulties in obtaining the e-scratch card receipt.
1. The Examination is Computer Based Test (CBT).
2. For applicants within Calabar, the following banks may be used:
UNICAL Microfinance Bank, WEMA Bank Plc, Enterprise Bank Ltd, First City Monument Bank Plc.
3. for applicants outside Calabar, the following procedure applies:
On obtaining the scratch card, proceed to any internet facility.
Log on to http://unical.postutme.org
On the home page, you will be required to enter your JAMB
Registration no. in the box provided. Be sure to put your correct
JAMB No. and scratch card pin to enable you gain access.
Upload your passport and signature, click on: “submit” and
Follow the on-line instructions.
FINAL STEP
1. Confirm your entries before clicking on submit. After clicking on submit, print the form as evidence of your registration and bring it along to the screening venue.
2. Download the version of Practice Questions related to your Programme of study after filling the online application form.
DEADLINE
Registration will shut down at 12.00 midnight on Monday August, 2015.
Candidates are required to come with their 2015/2016 original examination UTME result slip showing candidate’s photograph.
If you do not have this document, click here to get yours
NOTE:
(a) Impersonation is a serious offence and anyone caught impersonating will be handed over to the Law Enforcement Agents.
(b) Any Candidate who fails to take part in the screening exercise automatically loses his or her chance of being considered for admission.
(c) GSM handsets, calculators, or any other extraneous materials MUST NOT be brought into the screening hall. Such materials if confiscated will not be returned.
(d) Parents/Guardians should please stay away from the University campus on the screening days. They should stop by the gate.
Early commencement of registration is advised to avoid web congestion in the dying hours.
Source: Nation NewsPaper
 APPLICATION PROCEDURE
Obtain Post-UTME e-scratch card or paper or paper card based on the options below. You will be required to pay N6, 500.00 which covers the screening fee, practice question papers, CBT/portal and bank charges.
First Method:
Walk into any branch of Enterprise Bank Ltd. nationwide.
1. Pay for University of Calabar Post-UTME PIN and the bank will post the payment to activate your pin.
2. Login with the generated PIN for the post-UTME on
http://Unical.postutme.org with the generated PIN for the Post-UTME
Second Method:
The Paper Scratch Card Option
Post-UTME Scratch cards are available for those who reside in
Calabar or have difficulties in obtaining the e-scratch card receipt.
1. The Examination is Computer Based Test (CBT).
2. For applicants within Calabar, the following banks may be used:
UNICAL Microfinance Bank, WEMA Bank Plc, Enterprise Bank Ltd, First City Monument Bank Plc.
3. for applicants outside Calabar, the following procedure applies:
On obtaining the scratch card, proceed to any internet facility.
Log on to http://unical.postutme.org
On the home page, you will be required to enter your JAMB
Registration no. in the box provided. Be sure to put your correct
JAMB No. and scratch card pin to enable you gain access.
Upload your passport and signature, click on: “submit” and
Follow the on-line instructions.
FINAL STEP
1. Confirm your entries before clicking on submit. After clicking on submit, print the form as evidence of your registration and bring it along to the screening venue.
2. Download the version of Practice Questions related to your Programme of study after filling the online application form.
DEADLINE
Registration will shut down at 12.00 midnight on Monday August, 2015.
Candidates are required to come with their 2015/2016 original examination UTME result slip showing candidate’s photograph.
If you do not have this document, click here to get yours
NOTE:
(a) Impersonation is a serious offence and anyone caught impersonating will be handed over to the Law Enforcement Agents.
(b) Any Candidate who fails to take part in the screening exercise automatically loses his or her chance of being considered for admission.
(c) GSM handsets, calculators, or any other extraneous materials MUST NOT be brought into the screening hall. Such materials if confiscated will not be returned.
(d) Parents/Guardians should please stay away from the University campus on the screening days. They should stop by the gate.
Early commencement of registration is advised to avoid web congestion in the dying hours.

CANDIDATES ARE REQUIRED TO COME WITH THE FOLLOWING ITEMS FOR THE SCREENING EXERCISE.
1.   2015/2016 original examination UTME result slip showing candidate’s photograph.
2.   HB pencil, eraser, and a ball-point pen.
Source: Nation Newspaper

Wednesday, 15 July 2015

THE IMPACT OF LEASING ON THE FINANCING OF SMALL SCALE INDUSTRIES

CHAPTER ONE
INTRODUCTION
1.1      Background of the study
A lease is a legally enforceable contract which defines the relationship between an owner, the lessor, and a renter, the lessee. A typical lease spells out all of the terms involved in a land or merchandise rental agreement, including the length of time a lessee may use it and what condition it must be in upon return to the lessor. The amount of payments and any financial penalties for late payments may also be included in a contract. Most consumers encounter a lease when renting housing or leasing a car. It can be very short-term (a few weeks or months), or it can be extended for a number of years. Many small businesses and retail stores have agreements for 10 years or more, and renewal may just be a formality. Apartment renters, however, rarely sign a contract extending past one year of occupancy. Those who lease vehicles usually sign two-year agreements as opposed to five-year financing plans for buyers.  An agreement protects both the lessor and the lessee. The lessor knows that a legally binding contract obligates the renter to make regular payments throughout the life of the lease. The lessee knows that he or she has full rights to the property without fear of sudden seizure or eviction. A lease also guarantees that the original rental terms will not change until the contract has expired.
            A lease arrangement does not always guarantee smooth sailing between landlord and tenant, however. Unlike a mortgage between a bank and homeowner, the contract between landlord and tenant can contain a number of restrictions. Renters and leasers are not owners, therefore the property is always subject to scrutiny by the landlord and/or titled owner. If certain conditions are violated, such as an unauthorized pet or a sanitation problem, the lessor can decide to terminate the agreement.
      Another consideration is the length of the lease itself. Some renters sign longer leases in order to reduce monthly payments, only to encounter a more appealing situation long before the end of the agreement. A lease may allow lessees to legally break the terms if a new job is located 50 miles away or more, but in general the renter may have to honor the entire term. Some lessees may find someone willing to continue the rental obligation without a lease — a practice called subletting. Some landlords allow tenants to sublet, but it's not always a viable option. The important thing to understand about a lease is that it is a binding legal agreement and you should be aware of all the conditions before signing.
A finance lease is a lease that transfers substantially all the risks and rewards incidental to ownership of an asset. Title may or may not eventually be transferred. An operating lease is a lease other than a finance lease. A lease is classified as a finance lease if it transfers substantially all the risks and rewards incidental to ownership. A lease is classified as an operating lease if it does not transfer substantially all the risks and rewards incidental to ownership.
     Whether a lease is a finance lease or an operating lease depends on the substance of the transaction rather than the form of the contract. The legal form of a finance lease is that the lessor is the legal owner of the leased asset. The economic substance of a finance lease is that the lessee has all the benefits and costs associated with ownership of the asset. The finance lessee is in the same position as it would have been if it had borrowed money to buy the asset itself. That is why such leases are called finance leases; they provide finance for the use of an asset. If the lessor includes this term in the lease the lessor knows that when the asset is given back to it at the end of the lease, the asset will only have a small value.
        Therefore the lessor knows that it needs to make sure to recover the cost of the asset together with any related interest during the lease term. The rentals are set at a level which allows it to do this. The lessee will pay the full cash price of the asset together with related finance expense over the lease term. The lessee would only do this if it had access to the risks and benefits of ownership. In substance, this is just like borrowing the cash and buying the asset. Therefore, the lease is a finance lease.
1.2   Statement of the problem
Contrary to what obtains in many development nations, leasing is relatively a new financing option in Nigeria. If we look at the exiting financing device or option open to small-scale enterprises shows that small-scale enterprise experience a chronic storage of institutional credit which ordinarily should form the bulk of their finance. This situation calls for remedy, and the researcher believes that leasing could be encouraged and promoted to satisfy to a great extent, the financing needs of small enterprises.
        For instance in Cross River State, the government has evolved measured to alleviate poverty through various agricultural projects, upgrading the status of some markets, providing and developing tourism capacity building, skills acquisition and empowerment of people. On observation of the entire state, it is discovered that small businesses are on the increase, ranging from G.S.M operators, barbing and hairdressing salons, to mention but few. But it is shocking that their gain are not easily recognized or felt in the economic advancement of the state.
    This can be attributed to some bottleneck, such as difficulty in accessing micro finances, inadequate management, lack of experience and skill personnel especially in compiling a convincing feasibility study and work plan, market competition, inadequate capital and many other problems (Akakaye, 199:112).


    Considerable researches has been conducted on small-scale industries, but non has been direct at empirically evaluating their influence in Cross River State, hence their study is undertaken with the aim of using some of the industries indicators to assess the presence of small-scale industries in the state and their financing to the small-scale industries in the state.

THE COMPLETE PROJECT IS CHAPTER 1-5 #4000 ONLY
PAYMENT PROCEDURE;
BANK: FIRST BANK
ACCOUNT NAME:
EGBE JOHN EDOGI
ACT NO: 3034851408

GTBANK
ACCOUNT NAME:
EGBE JOHN EDOGI
ACT NO: 0122005571
Please after payment send the teller number and your name the way it appear in the teller to any of the following phone number:
08037940241
08183133884
egbe4u@gmail.com

You will receive your material in your email box within 24 hours after payment. Thanks for doing business with us.

Saturday, 11 July 2015

SOCIAL WORK EDUCATION AND CONTROL OF SOCIAL VICES AMONG YOUTH ADULT IN CALABAR MUNICIPALITY

  
CHAPTER ONE
INTRODUCTION
1.1 Background to the study
Social work is a helping profession; the main goal of social work is to improve a society’s overall well-being, especially for the most vulnerable populations. Social work’s distinguishing characteristics are its emphasis on the person-in-environment model and its emphasis on social justice. In other words, social workers not only consider individuals’ internal struggles, as other counselors might, they also work with people to examine their relationships, family history, work environment, community environment, and the structures and policies that impact them in order to identify ways to help address a problem or challenge. Social workers also do not limit their work to individuals; they work with individuals, couples, families, groups, neighborhoods, communities, and organizations.
       Social work practice is also strengths-based. Social workers help people or groups identify their problems, determine their skills and capacities, what they are doing well, and how that was accomplished, and then analyze ways that those strengths might be applied to the identified problems. Social workers work directly with clients who are individuals, families or small groups. These social workers help clients cope with problems such as poverty, abuse, addiction, and mental illness by providing counseling, connecting clients with service providers, and empowering clients to meet their own needs.
      Again, social workers choose to work with communities, organizations or governments. These workers advocate for vulnerable populations, fighting to end the inequalities and injustices they see in their communities. They create policies, break down barriers, and drive reform. Social work is a practice-based profession and an academic discipline that promotes social change and development, social cohesion, and the empowerment and liberation of people. Principles of social justice, human rights, collective responsibility and respect for diversities are central to social work.  Underpinned by theories of social work, social sciences, humanities and indigenous knowledge, social work engages people and structures to address life challenges and enhance wellbeing.

        However, anti-social activities are rampant in the contemporary Nigerian Society. This is evident in the deluge of social problems witnessed on regular bases. These problems which include various factors such as social inequality, ethnicity, limited resources, corruption, poverty, criminality, and other socio-economic crises pervade the length and breadth of the country. There is a wide gap between the expectations of the society and its actual manifestations. Hardly would a day go by without a record of one form of social problem or the other. In line with the above, Osarenren (2002) argued that societal attitudes change because society is dynamic and changes occur quite frequently and to support her claims, she advanced some fundamental reasons for anti-social behaviours in the society. For her, one of the reasons is the change in the structure of the society which happens to be as a result of rapid transition from rural to urbanization and industrialization; secondly, there has been a serious disruption of sense of community solidarity and of the integrity of the extended family structure; and thirdly, it is observed that delinquency is on the rise in deteriorated neighborhoods near the city centre of large cities. One may therefore surmise that delinquency is closely associated with urbanization. From a sociological perspective, a social problem exists when there is a sizable difference between the ideals of a society and its actual achievements. From this perspective, social problems are created by the failure to close the gap between the way people want things to be and the way things really are (Coleman, 1999). Certain social conditions are detrimental in any situation (Eitzen, Smith & Baca-Zinn, 2009). These conditions prevent members of a society from developing and using their full potential. Those conditions like poverty, racism, unequal opportunity are, therefore, social problems in any social setting. There is a common consensus among experts that deviance is a social problem and could be seen as a product of both personal and social traits. Osarenren (2002) argued that any behavior which does not conform to the rules, regulations, norms and values of a given time is viewed as deviance. In line with this position, Ajuzie (2005), submitted that deviance should be eradicated or put to control in the society .She argues further that the best a society could do in order to achieve this is to undertake application of knowledge to practical ends, through corrections, development of policies and programmes for combating crime and deviance, to reform, remobilize and to treat deviants. Matza (1964) came up with the idea of treating deviant cases when he projected a premise that something must be wrong with a deviant actor and which compels him to be lawless and inhibits him from conformity to conventional norms and the laws of the society. Education is a watchdog that is essential for correcting the problem of deviance and ensuring conformity to institutional rules and regulations. The impact of education on change and adjustment is tremendous in that knowledge is light; it transforms and leads in the right direction. The thrust of this study is to explore the effect of social problems on the academic performance and social adjustment of secondary school students. In this breadth, ‘deviance’ readily comes to mind, because it is a term that is easily associated with social problems among youths in general and secondary school students in particular. Before the study is explored in-depth, laying a solid foundation with regards to relevant accounts of social deviance issues among youths and secondary school students in Nigeria will be useful. In the account of Osaat (1999), the present generation has been a generation of youth restiveness and moral decadence, sporadic ethnic and religious violence, insurgent tribal youth militias, and labour unrest among adult workers, and a generation where youths grow with criminal tendencies, with growing interests in cultic activities, and examination malpractice as the dominant means of achieving success in educational institutions. Deviance, disturbances, crises, issues, violence, unrest and all anti-social behaviours, all of which have been categorized as social problems are prevalent in every sector of the Nigerian nation. The primary focus of this study is to lay emphasis on these problems with a focus on the educational sector and especially among students of senior secondary schools in Nigeria. Student participation in anti-social behaviours is on a steady rise. The alarming effect of this behavior constitutes a major challenge Teachers, Parents, Guardians, and the Government, the stake-holders in the educational sector and even among the well meaning Nigerians at large. A number of occurrences, which have become the ‘norm’, are testimony to the fact that social problems in schools have come to stay. 

THE COMPLETE PROJECT IS CHAPTER 1-5 #4000 ONLY
PAYMENT PROCEDURE;
BANK: FIRST BANK
ACCOUNT NAME:
EGBE JOHN EDOGI
ACT NO: 3034851408

GTBANK
ACCOUNT NAME:
EGBE JOHN EDOGI
ACT NO: 0122005571
Please after payment send the teller number and your name the way it appear in the teller to any of the following phone number:
08037940241
08183133884
egbe4u@gmail.com

You will receive your material in your email box within 24 hours after payment. Thanks for doing business with us.